|
I have read and understood the Legal Information
Please read these terms and conditions ("the Terms") carefully. By accessing any page of this Website, you agree to be bound by the Terms below. If you do not agree to the Terms, please do not access any pages of this Website.
These Terms are a legal document setting out your rights and obligations and those of Mellon Global Investments Limited (and its Associates as defined in section 52 of the Companies Act 1989) ("MGI") in relation to the services offered by MGI through this Website. These Terms contain the full and complete understanding between MGI and you. No advice or information, whether oral or written, obtained by you through or from the Website or from any conversation with MGI staff or a Professional Financial Adviser will operate to vary these Terms.
These Terms may be amended without notice to you. Your continued use of the Website following any changes will mean that you accept such changes.
Whilst considerable care has been taken to ensure the information contained within this Website is accurate and up-to-date, no warranty is given as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information. All products referred to on this Website are subject to change without notice. MGI may amend the Website and its products and services at any time with or without notice to you. You agree that MGI shall not be liable to you or to any third party for any amendment, modification, suspension, or discontinuance of the Website or any products or services offered through the Website. MGI accept no responsibility for any information contained in any Website accessed via a hypertext link from this Website. No other UK or other country based person/company may link their Website into MGI's Website without the express written permission of MGI. The content, accuracy and opinions expressed in such Websites are not checked, analysed, monitored or endorsed by us. Access to any third party Website is at your own risk. You agree that MGI has no responsibility or liability for third party Websites and that MGI shall not be liable in any way for any damage or loss caused in relation to the content, goods, products or services available through such third-party Websites.
You agree that you will only use the Website in a way which is consistent with the Terms and which complies with applicable laws and regulations. In particular, you agree that you will not use the Website to send or upload any material containing software, viruses or other codes, programs or files designed to interrupt, destroy, damage or limit the functionality of any computer software, hardware or telecommunications equipment or in any other manner which would interfere with or disrupt the Website.
The information contained on this Website does not constitute a distribution, an offer to sell or the solicitation of an offer to buy. Some products detailed on this Website are only available to persons in certain named countries. If you are accessing this Website outside the UK, your local or UK legislation may not permit us to offer products for you in your own country. Please check with your Professional Financial Adviser as to whether such products are available in the country in which you are resident.
MGI do not offer investment advice on the merits or suitability of its products and no information contained within this Website should be construed as such. No information or advice, whether oral or written obtained from MGI, through this Website or otherwise, shall create any warranty.You are advised that, in the UK, our products are only available upon the recommendation of a Professional Financial Adviser, and you must consult such an adviser in order to apply for any product.
Except where stated otherwise, the contents of this Website are based on MGI interpretation of United Kingdom taxation law and practice as at the date appearing at the foot of each product fact sheet.
While we believe this interpretation is correct, we can give no guarantee that tax reliefs and the tax treatment of funds will remain the same in the future. The value of any tax reliefs will depend on individual financial circumstances and the country of residence. If you are in any doubt, you are advised to consult your Professional Financial Adviser.
MGI accept no legal liability for loss, damages or expenses which you may suffer or incur directly or indirectly by you accessing this Website.
MGI reserves its right to restrict, suspend or terminate your use of this Website at any time in MGI's absolute discretion.
MGI will use all reasonable efforts to keep this Website operational at all times. MGI does not guarantee the Website and use of it will be free of fault or error nor that the Website will be permanently accessible. Access to the Website may be interrupted or restricted for routine or emergency maintenance or repairs or to introduce new facilities, products, functionality or services. MGI cannot be held responsible for any disruptions inherent in the operation of the Internet and the World Wide Web including viruses beyond MGI's control and MGI excludes all liability for direct and indirect losses thereby caused or contributed to.
Providing that you do not delete, change or modify in any way any copyright notices you may download materials and information from the Website to a single personal computer and/or print a hard copy of the materials on the Website in order to help you decide whether to invest in a MGI fund or to take advise from a Professional Financial Adviser. Except for this limited licence you may not copy, reproduce, re-publish, upload, post, transmit or distribute any material on this Website in any way. Doing so could constitute an infringement of MGI's and/or third party copyright and other intellectual property.
The copyright in the Website and (unless otherwise indicated) its contents including all information, graphics, code, text and design are owned by MGI. All material on this Website is Copyright (c) 2004 MGI. Unauthorised use of these names and logos is strictly forbidden.
In the event of a Professional Financial Adviser wishing to publish or distribute written marketing or other promotional material based upon the content of this Website, he/she may only do so having first obtained the prior written consent of MGI.
This Website contains names and logos which are trademarks of MGI. Any use of any of these names and logos would constitute an infringement of those trademarks and is thus forbidden.
In the event that any term/s of these Terms is/are held by a Court of competent jurisdiction to be invalid or unenforceable then the remainder of the Terms shall remain valid and enforceable. If any provision of these Terms is found by a Court of competent jurisdiction to be invalid, then you nevertheless agree that the Court shall endeavour to give effect to MGI's intentions as reflected in the Terms.
Mellon Global Investments Limited is Authorised and Regulated by the Financial Services Authority, the Mellon Global Fund range is regulated in Ireland by the Central Bank of Ireland. Mellon Fund Managers Limited, the Authorised Corporate Director for Mellon Investment Funds ICVC, is Authorised and Regulated by the Financial Services Authority. Registered address Mellon Financial Centre, 160 Queen Victoria Street, London, EC4V 4LA.
Past Performance is not necessarily a guide to the future. The value of investments and the income from them can go down as well as up. You may not get back the amount originally invested.
Funds with an emphasis on the generation of income may change their annual management charge to capital, investors should be aware that there is a potential for future capital erosion.
The value of overseas securities will be influenced by the rate of exchange used to convert them back into the base currency of the fund.
Certain funds may invest in Emerging Markets stocks which have additional settlement and custody risks. Because certain funds hold sub-investment grade bonds (which typically have a low credit rating and carry a high degree of risk), your capital may be eroded.
Equity based investments including unit trusts and investment companies with variable capital(ICVCs) should not be considered as short term investments and should be typically held for at least five years.
References to individual stocks do not constitute a recommendation, anyone considering making an investment should consult their Professional Financial Adviser.
An investor seeking to invest in any product appearing on this Website should only do so after reading the relevant documentation including but not limited to the latest annual Report and Accounts, Prospectus and any Supplements or Addenda or prevailing terms and conditions.
The Terms and any and all contracts concluded under them are governed by and shall be construed in accordance with the laws of England and Wales. You agree that any dispute/s arising out of the Terms or otherwise between us shall be subject to the exclusive jurisdiction of the Courts of England and Wales.
At MGI we take the issue of privacy very seriously. We would like to assure visitors to our Website of the security, privacy and confidentiality that they would expect from a leading financial services institution.
General
We do not collect any personal information from anyone who is merely visiting or browsing our Website. However, personal information may be requested from visitors who choose to respond to online surveys, to send MGI an email message or to apply for certain products and services online.
Email and Product Inquiry
Through use of a "Contact Us" feedback form, visitors to our Website are invited to send email messages to MGI in order that we may respond to enquiries regarding MGI or our products or services.
Use of Cookies
A cookie is a small piece of information about an Internet session that may be created when a visitor accesses a Website. Presently, our Website uses cookies to facilitate easier navigation within the site and provide a higher level of convenience for the visitor. Your internet browser is likely to accept cookies by default, however you can set your browser to reject cookies and delete them from your system anytime. The cookies used by MGI do not retrieve any information from the visitor's personal computer.
Improved Customer Service
MGI uses the information collected from visitors to its Website to address the specific needs of those visitors and to provide better customer service, including the supply of the latest information regarding MGI products.
Record of Communications
The information collected is also used to maintain a record of communications between MGI and its Website visitors, and to comply with any applicable legal or regulatory requirements.
Data Protection
The uses of your personal information are covered by the registrations of MGI and any of its associates as defined under section 52 of the Companies Act 1989 under the Data Protection Act 1998. The personal information you supply will be held on a database and may be shared with and used by any company within MGI in the U.K and internationally who are obliged by law or agreement to comply with the principles set out in the Data Protection Act. Under the Act you have the right to obtain a copy of the information held about you for which you may be charged a fee. You hereby agree that we may use, disclose and transfer this personal data as described herein. If you do not wish for your details to be used in the above manner and/or if you do not wish to receive marketing approaches please write to Mellon Global Investments Limited at Mellon Financial Centre, 160 Queen Victoria Street, London, EC4V 4LA.
Employees
Selected MGI employees have access to the information collected in order to respond to each visitor's needs and provide that visitor with information regarding specific products in which they may have an interest. MGI employees are instructed to use strict standards of care when handling the personal/confidential information of MGI customers.
Third Parties
MGI does not transmit any personal information collected through its Websites to any third-party marketers. However, MGI does offer the opportunity to its Website visitors to link to the Web pages of third parties who provide products and services not supplied by MGI. Once the visitor leaves the MGI site, MGI does not receive any further information from the visitor.
Visitors
Visitors having specific questions regarding any information they have sent to MGI through the MGI Website should write to Mellon Global Investments Limited at Mellon Financial Centre, 160 Queen Victoria Street, London, EC4V 4LA.
I have read and understood the Legal Information
|
